BONDIXDLT MINIBOND INFRASTRUCTUREOpen full demo ->
How it works

Issuance, coupons and settlement: the platform's role

BONDIX does not directly handle investors' money: it coordinates the process by observing settlement events and updating the digital securities registry.

Phase 1 - Minibond issuance
01

Creation of the issuance

The issuance defines the target amount, coupon, duration and security transfer rules.

02

Subscription commitment

The investor subscribes to the issuance for the agreed amount.

03

Countervalue verification

The platform observes the countervalue transfer from the investor's account to the issuer's account.

InvestorCash leg
EUR ->Subscription countervalue
IssuerCash leg
04

Security registration

Once the transfer is confirmed, the security is assigned to the investor and ownership is recorded on the DLT registry.

DLT asset-legCreation and assignment of the security token, with a unique reference to the issuance.
Phase 2 - Coupons and final settlement
05

Coupon trigger

On the scheduled date, the platform calculates the coupon and prepares a payment instruction for the issuer.

IssuerCash leg
EUR ->Coupon payment
InvestorCash leg
06

Payment reconciliation

The platform detects the payment confirmation and reconciles it with the expected obligation.

07

Registry update

The registry updates the position status and records the coupon-paid event.

08

Redemption at maturity

On the final date, the platform prepares the payment instruction for principal redemption.

IssuerCash leg
EUR ->Principal repayment
InvestorCash leg
09

Issuance closure

After repayment is confirmed, the position is closed and the issuance reaches its final state.

Audit trailThe registry preserves the repayment event, position closure and transaction references.

Why this model

Separating the asset-leg from the cash-leg allows BONDIX to coordinate issuance, ownership and lifecycle without directly holding funds. Payments are executed by the bank or PSP defined in the operating model; BONDIX receives confirmation and updates the registry.