BONDIX simplifies Italian SMEs' access to capital markets: digital issuance and management of minibonds on a next-generation blockchain, in full regulatory compliance.
Issuing a minibond the traditional way costs between €80K and €200K and is only sustainable for transactions above €3 million. Small and medium-sized enterprises with funding needs between €500K and €3M are left out.
BONDIX is a SaaS platform that digitises the issuance, payments, transferability and reporting of debt securities. It cuts costs by 39–47% and lowers the minimum issuance threshold to €500K, opening the market to thousands of new companies.
Digital issuance and dematerialisation of the security directly on the distributed register.
Automation of coupons and capital redemptions via smart contract.
Circulation of ownership and real-time certification of positions.
Reports for issuers, investors and advisors, with native compliance.
| Item (€5M issuance) | Traditional | DLT platform | Saving |
|---|---|---|---|
| Advisor / arranger | €75K–100K | €25K–33K | ~67% |
| Listing / ISIN | €2.5K | €0 | 100% |
| Registration and payments | €5K–15K | €0 | 100% |
| Total one-off | €98K–148K | €60K–78K | ~39–47% |
Elaboration on market data (PoliMi Minibond Observatory 2025). Execution times: 4–8 weeks vs 3–6 months.
Technology is at the heart of BONDIX's competitive advantage. We use a next-generation blockchain, designed for financial assets and regulatory compliance — not a mere adaptation of generic infrastructure.
Next-generation blockchain, oriented to financial assets and contract security.
DLT Register Manager role: the licence is a structural competitive barrier.
Settlement in EUR stablecoin or, prospectively, in digital euro (ECB Pontes project).
Compliant with the Fintech Decree (Legislative Decree 25/2023) and CONSOB Reg. 22923/2023.
Access to capital markets is — and will increasingly be — the engine of business development and growth. BONDIX exists to simplify it, bringing instruments once reserved for large transactions within reach of SMEs.
SME issuances in 2025, recovering after 2024.
Cumulative stock of the minibond market since 2013.
Expected growth of the SME market towards 2028.
If you are an investor, an advisor or a partner in the value chain and want to explore the BONDIX proposal, get in touch: we'll be glad to arrange a dedicated meeting.
Contact the proposer